ConservativeInvestors’ Services was founded by John Frankel and Mary Rygiel in the spring of 2005 on the very principles of simplicity, service and a human connection. Our core value is service, not sales, and we will always keep things easy to understand and fully transparent. The overarching principle of our practice is to provide our clients with a very high level of comfort. It is why we do what we do.

Throughout our website we talk about a way of investing we call "The Smart and Simple Way".

It is as smart and simple as 1, 2, 3….

1. Set your level of risk: what percentage to keep in no-cost, risk free GICs? 25, 50, 100%?
2. Diversify your non-guaranteed investments (mutual funds) geographically in low-cost, high quality indexed funds to avoid dependence on any single economy.
3. Re-balance annually and ladder your GICs, keeping decisions to an absolute minimum.

Mary Rygiel

Mary Rygiel started in the financial industry in a managerial capacity with the banking sector. In 1985 she decided to offer independent, low cost, financial advice to the conservative investor. She is a Director and past Chair of the Registered Deposit Brokers Association – a national association representing registered deposit brokers across Canada. As a licensed mutual fund salesperson, life annuity agent and registered deposit broker, she is able to provide you with sound, personal investment advice. Call her to discuss your investment needs.